Housing · HM Land Registry · average house price June 2026, median full-time annual pay 2025

House price to pay ratio by local authority, ranked

Every area with a published figure, in order of years of median full-time pay per average home, lowest first, because this layer states that lower is better. Equal figures share a rank and are printed as ties; the order within a tie is alphabetical and means nothing. 12 areas have no published figure and are listed at the end with the reason, never counted as zero.

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#	Area	years of pay	UK percentile
1	Inverclyde S12000018	3.0 years	0
2	West Dunbartonshire S12000039	3.2 years	0
3	Aberdeen City S12000033	3.3 years	1
4	North Ayrshire S12000021	3.5 years	1
5	East Ayrshire S12000008	3.7 years	1
6	North Lanarkshire S12000050	3.8 years	1
7	Middlesbrough E06000002	3.9 years	2
=8	Hyndburn E07000120	4.0 years	2
=8	Shetland Islands S12000027	4.0 years	2
=8	South Ayrshire S12000028	4.0 years	2
=11	Burnley E07000117	4.1 years	3
=11	County Durham E06000047	4.1 years	3
=11	Cumberland E06000063	4.1 years	3
=11	Hartlepool E06000001	4.1 years	3
=11	Renfrewshire S12000038	4.1 years	3
=16	Blackpool E06000009	4.2 years	4
=16	Blaenau Gwent W06000019	4.2 years	4
=16	Merthyr Tydfil W06000024	4.2 years	4
=19	Dundee City S12000042	4.3 years	5
=19	Kingston upon Hull, City of E06000010	4.3 years	5
=19	North East Lincolnshire E06000012	4.3 years	5
=22	Darlington E06000005	4.4 years	6
=22	Na h-Eileanan Siar S12000013	4.4 years	6
=22	Redcar and Cleveland E06000003	4.4 years	6
=22	Sunderland E08000024	4.4 years	6
=26	Aberdeenshire S12000034	4.5 years	7
=26	Falkirk S12000014	4.5 years	7
=26	Fife S12000047	4.5 years	7
=26	Neath Port Talbot W06000012	4.5 years	7
=26	South Lanarkshire S12000029	4.5 years	7
=31	Argyll and Bute S12000035	4.6 years	9
=31	Clackmannanshire S12000005	4.6 years	9
=31	Gateshead E08000037	4.6 years	9
=31	Stockton-on-Tees E06000004	4.6 years	9
=31	Stoke-on-Trent E06000021	4.6 years	9
36	Angus S12000041	4.7 years	10
=37	Barnsley E08000038	4.8 years	10
=37	Dumfries and Galloway S12000006	4.8 years	10
=37	Rhondda Cynon Taf W06000016	4.8 years	10
=37	South Tyneside E08000023	4.8 years	10
=41	Doncaster E08000017	4.9 years	12
=41	Pendle E07000122	4.9 years	12
=43	Blackburn with Darwen E06000008	5.0 years	12
=43	Knowsley E08000011	5.0 years	12
=43	Liverpool E08000012	5.0 years	12
=43	Preston E07000123	5.0 years	12
=43	St. Helens E08000013	5.0 years	12
=48	Glasgow City S12000049	5.1 years	14
=48	Torfaen W06000020	5.1 years	14
=48	Wyre E07000128	5.1 years	14
=51	Fylde E07000119	5.2 years	14
=51	North Lincolnshire E06000013	5.2 years	14
=51	Wigan E08000010	5.2 years	14
=54	Calderdale E08000033	5.3 years	15
=54	Carmarthenshire W06000010	5.3 years	15
=54	Lincoln E07000138	5.3 years	15
57	Chorley E07000118	5.4 years	16
=58	Bradford E08000032	5.5 years	16
=58	Halton E06000006	5.5 years	16
=58	North Tyneside E08000022	5.5 years	16
=58	Orkney Islands S12000023	5.5 years	16
=58	Rossendale E07000125	5.5 years	16
=58	Rotherham E08000018	5.5 years	16
=58	Stirling S12000030	5.5 years	16
=58	West Lindsey E07000142	5.5 years	16
=58	Westmorland and Furness E06000064	5.5 years	16
=67	Bridgend W06000013	5.6 years	19
=67	Caerphilly W06000018	5.6 years	19
=67	Chesterfield E07000034	5.6 years	19
=67	Derby E06000015	5.6 years	19
=67	Highland S12000017	5.6 years	19
=67	South Ribble E07000126	5.6 years	19
=67	Swansea W06000011	5.6 years	19
=74	Bolsover E07000033	5.7 years	21
=74	Flintshire W06000005	5.7 years	21
=74	Kirklees E08000034	5.7 years	21
=74	Lancaster E07000121	5.7 years	21
=74	Northumberland E06000057	5.7 years	21
=74	Perth and Kinross S12000048	5.7 years	21
=74	Scottish Borders S12000026	5.7 years	21
=74	West Lothian S12000040	5.7 years	21
=74	Wirral E08000015	5.7 years	21
=83	Ashfield E07000170	5.8 years	24
=83	Pembrokeshire W06000009	5.8 years	24
=83	Sheffield E08000039	5.8 years	24
=83	Wakefield E08000036	5.8 years	24
=87	Bolton E08000001	5.9 years	25
=87	Coventry E08000026	5.9 years	25
=87	East Riding of Yorkshire E06000011	5.9 years	25
=87	Mansfield E07000174	5.9 years	25
=87	Newcastle upon Tyne E08000021	5.9 years	25
=87	Newcastle-under-Lyme E07000195	5.9 years	25
=87	Rugby E07000220	5.9 years	25
=94	Conwy W06000003	6.0 years	27
=94	East Dunbartonshire S12000045	6.0 years	27
=94	Erewash E07000036	6.0 years	27
=94	Great Yarmouth E07000145	6.0 years	27
=94	Ipswich E07000202	6.0 years	27
=94	Staffordshire Moorlands E07000198	6.0 years	27
=94	Tamworth E07000199	6.0 years	27
=94	Wolverhampton E08000031	6.0 years	27
=94	Wrexham W06000006	6.0 years	27
=103	Bassetlaw E07000171	6.1 years	29
=103	Boston E07000136	6.1 years	29
=103	Denbighshire W06000004	6.1 years	29
=103	East Staffordshire E07000193	6.1 years	29
=103	Moray S12000020	6.1 years	29
=103	Rochdale E08000005	6.1 years	29
=103	Sefton E08000014	6.1 years	29
=103	Telford and Wrekin E06000020	6.1 years	29
=103	West Lancashire E07000127	6.1 years	29
=112	Nottingham E06000018	6.2 years	32
=112	Sandwell E08000028	6.2 years	32
=112	South Derbyshire E07000039	6.2 years	32
=112	Tameside E08000008	6.2 years	32
=116	Amber Valley E07000032	6.3 years	33
=116	Gosport E07000088	6.3 years	33
=116	Gwynedd W06000002	6.3 years	33
=116	Newark and Sherwood E07000175	6.3 years	33
=116	Newport W06000022	6.3 years	33
=116	Oldham E08000004	6.3 years	33
=116	Plymouth E06000026	6.3 years	33
=116	Southampton E06000045	6.3 years	33
=116	Walsall E08000030	6.3 years	33
=125	Cannock Chase E07000192	6.4 years	36
=125	East Renfrewshire S12000011	6.4 years	36
=125	Oadby and Wigston E07000135	6.4 years	36
=125	Powys W06000023	6.4 years	36
=125	Warrington E06000007	6.4 years	36
=130	Birmingham E08000025	6.5 years	37
=130	Cheshire West and Chester E06000050	6.5 years	37
=130	Dudley E08000027	6.5 years	37
=130	Fenland E07000010	6.5 years	37
=130	North Kesteven E07000139	6.5 years	37
=130	Norwich E07000148	6.5 years	37
=130	Nuneaton and Bedworth E07000219	6.5 years	37
=130	Stafford E07000197	6.5 years	37
=130	Worcester E07000237	6.5 years	37
=139	Gedling E07000173	6.6 years	40
=139	Salford E08000006	6.6 years	40
=139	Tendring E07000076	6.6 years	40
=142	Broxtowe E07000172	6.7 years	41
=142	Bury E08000002	6.7 years	41
=142	Isle of Anglesey W06000001	6.7 years	41
=142	North Warwickshire E07000218	6.7 years	41
=142	Torbay E06000027	6.7 years	41
=142	Wyre Forest E07000239	6.7 years	41
=148	Eastbourne E07000061	6.8 years	42
=148	Forest of Dean E07000080	6.8 years	42
=148	Hastings E07000062	6.8 years	42
=148	High Peak E07000037	6.8 years	42
=148	Leeds E08000035	6.8 years	42
=148	Midlothian S12000019	6.8 years	42
=148	North Northamptonshire E06000061	6.8 years	42
=148	Peterborough E06000031	6.8 years	42
=148	Swindon E06000030	6.8 years	42
=157	Dover E07000108	6.9 years	45
=157	East Lindsey E07000137	6.9 years	45
=157	Manchester E08000003	6.9 years	45
=157	North East Derbyshire E07000038	6.9 years	45
=157	Redditch E07000236	6.9 years	45
=162	City of Edinburgh S12000036	7.0 years	46
=162	Gloucester E07000081	7.0 years	46
=162	Portsmouth E06000044	7.0 years	46
=162	Ribble Valley E07000124	7.0 years	46
=166	Ceredigion W06000008	7.1 years	48
=166	King's Lynn and West Norfolk E07000146	7.1 years	48
=166	Leicester E06000016	7.1 years	48
=166	Rutland E06000017	7.1 years	48
=166	Solihull E08000029	7.1 years	48
=166	South Holland E07000140	7.1 years	48
=172	East Lothian S12000010	7.2 years	49
=172	Rushcliffe E07000176	7.2 years	49
=174	Cardiff W06000015	7.3 years	50
=174	Charnwood E07000130	7.3 years	50
=174	Eastleigh E07000086	7.3 years	50
=174	Hinckley and Bosworth E07000132	7.3 years	50
=174	North West Leicestershire E07000134	7.3 years	50
=174	South Kesteven E07000141	7.3 years	50
=180	Blaby E07000129	7.4 years	52
=180	Cheshire East E06000049	7.4 years	52
=180	North Yorkshire E06000065	7.4 years	52
=180	West Devon E07000047	7.4 years	52
=184	Fareham E07000087	7.5 years	53
=184	Medway E06000035	7.5 years	53
=184	Thanet E07000114	7.5 years	53
=184	West Suffolk E07000245	7.5 years	53
=188	Colchester E07000071	7.6 years	54
=188	East Suffolk E07000244	7.6 years	54
=188	Torridge E07000046	7.6 years	54
=188	York E06000014	7.6 years	54
=192	Isle of Wight E06000046	7.7 years	55
=192	Mid Devon E07000042	7.7 years	55
=192	Mid Suffolk E07000203	7.7 years	55
=192	Shropshire E06000051	7.7 years	55
=192	Stevenage E07000243	7.7 years	55
=192	Vale of Glamorgan W06000014	7.7 years	55
=192	Warwick E07000222	7.7 years	55
=192	West Northamptonshire E06000062	7.7 years	55
=200	Folkestone and Hythe E07000112	7.8 years	57
=200	Somerset E06000066	7.8 years	57
=200	Southend-on-Sea E06000033	7.8 years	57
=200	Swale E07000113	7.8 years	57
=200	Thurrock E06000034	7.8 years	57
=205	Bromsgrove E07000234	7.9 years	59
=205	Cheltenham E07000078	7.9 years	59
=205	Cornwall E06000052	7.9 years	59
=205	Milton Keynes E06000042	7.9 years	59
=205	North Somerset E06000024	7.9 years	59
=205	South Norfolk E07000149	7.9 years	59
=211	Bedford E06000055	8.0 years	61
=211	Breckland E07000143	8.0 years	61
=211	Dartford E07000107	8.0 years	61
=211	Monmouthshire W06000021	8.0 years	61
=211	South Staffordshire E07000196	8.0 years	61
=211	Stockport E08000007	8.0 years	61
=217	Exeter E07000041	8.1 years	62
=217	Huntingdonshire E07000011	8.1 years	62
=217	Lichfield E07000194	8.1 years	62
=217	Worthing E07000229	8.1 years	62
=221	Basingstoke and Deane E07000084	8.2 years	63
=221	Central Bedfordshire E06000056	8.2 years	63
=221	Derbyshire Dales E07000035	8.2 years	63
=221	Gravesham E07000109	8.2 years	63
=221	Harborough E07000131	8.2 years	63
=221	Harlow E07000073	8.2 years	63
=227	Bournemouth, Christchurch and Poole E06000058	8.3 years	65
=227	Braintree E07000067	8.3 years	65
=227	Broadland E07000144	8.3 years	65
=227	Chelmsford E07000070	8.3 years	65
=227	East Cambridgeshire E07000009	8.3 years	65
=227	Herefordshire, County of E06000019	8.3 years	65
=227	Luton E06000032	8.3 years	65
=234	Cherwell E07000177	8.4 years	67
=234	Melton E07000133	8.4 years	67
=234	South Gloucestershire E06000025	8.4 years	67
=234	Tewkesbury E07000083	8.4 years	67
=238	Crawley E07000226	8.6 years	68
=238	East Devon E07000040	8.6 years	68
=238	Havant E07000090	8.6 years	68
=238	North Devon E07000043	8.6 years	68
=238	North Hertfordshire E07000099	8.6 years	68
=238	Teignbridge E07000045	8.6 years	68
=244	Castle Point E07000069	8.7 years	70
=244	Dorset E06000059	8.7 years	70
=244	North Norfolk E07000147	8.7 years	70
=244	Rushmoor E07000092	8.7 years	70
=244	Wiltshire E06000054	8.7 years	70
=249	Broxbourne E07000095	8.8 years	71
=249	East Hertfordshire E07000242	8.8 years	71
=249	Tower Hamlets E09000030	8.8 years	71
=252	Croydon E09000008	8.9 years	72
=252	Maldon E07000074	8.9 years	72
=252	Reading E06000038	8.9 years	72
=252	South Cambridgeshire E07000012	8.9 years	72
=252	Wealden E07000065	8.9 years	72
=257	Bristol, City of E06000023	9.0 years	74
=257	Canterbury E07000106	9.0 years	74
=257	Lewes E07000063	9.0 years	74
=257	West Berkshire E06000037	9.0 years	74
=261	Basildon E07000066	9.1 years	75
=261	Slough E06000039	9.1 years	75
=261	Wychavon E07000238	9.1 years	75
=264	Ashford E07000105	9.2 years	76
=264	Bexley E09000004	9.2 years	76
=264	Bracknell Forest E06000036	9.2 years	76
=264	Maidstone E07000110	9.2 years	76
=264	Stroud E07000082	9.2 years	76
=264	Test Valley E07000093	9.2 years	76
=264	Trafford E08000009	9.2 years	76
=264	Watford E07000103	9.2 years	76
=272	Arun E07000224	9.3 years	78
=272	Rochford E07000075	9.3 years	78
=272	South Hams E07000044	9.3 years	78
=272	Tunbridge Wells E07000116	9.3 years	78
=272	Vale of White Horse E07000180	9.3 years	78
277	East Hampshire E07000085	9.4 years	80
=278	Newham E09000025	9.5 years	80
=278	Rother E07000064	9.5 years	80
=278	Stratford-on-Avon E07000221	9.5 years	80
=278	Tonbridge and Malling E07000115	9.5 years	80
=278	West Oxfordshire E07000181	9.5 years	80
=283	Barking and Dagenham E09000002	9.6 years	81
=283	Mid Sussex E07000228	9.6 years	81
=283	Uttlesford E07000077	9.6 years	81
=283	Wokingham E06000041	9.6 years	81
=287	Adur E07000223	9.7 years	82
=287	Babergh E07000200	9.7 years	82
=287	Spelthorne E07000213	9.7 years	82
290	South Oxfordshire E07000179	9.8 years	83
=291	Havering E09000016	9.9 years	84
=291	Malvern Hills E07000235	9.9 years	84
=291	New Forest E07000091	9.9 years	84
=291	Woking E07000217	9.9 years	84
=295	Bath and North East Somerset E06000022	10.0 years	85
=295	Cotswold E07000079	10.0 years	85
=295	Horsham E07000227	10.0 years	85
=295	Welwyn Hatfield E07000241	10.0 years	85
=299	Bromley E09000006	10.1 years	86
=299	Sutton E09000029	10.1 years	86
=301	Dacorum E07000096	10.3 years	86
=301	Greenwich E09000011	10.3 years	86
=301	Hart E07000089	10.3 years	86
=301	Winchester E07000094	10.3 years	86
305	Brighton and Hove E06000043	10.4 years	88
306	Runnymede E07000212	10.5 years	88
307	Surrey Heath E07000214	10.6 years	88
=308	Enfield E09000010	10.7 years	88
=308	Lewisham E09000023	10.7 years	88
=310	Brentwood E07000068	10.8 years	89
=310	Cambridge E07000008	10.8 years	89
=310	Oxford E07000178	10.8 years	89
=313	Redbridge E09000026	11.1 years	90
=313	Reigate and Banstead E07000211	11.1 years	90
=315	Guildford E07000209	11.2 years	90
=315	Hillingdon E09000017	11.2 years	90
=315	Lambeth E09000022	11.2 years	90
=318	Buckinghamshire E06000060	11.3 years	91
=318	Epsom and Ewell E07000208	11.3 years	91
=318	Waverley E07000216	11.3 years	91
321	St Albans E07000240	11.4 years	92
322	Waltham Forest E09000031	11.5 years	93
323	Harrow E09000015	11.6 years	93
324	Epping Forest E07000072	11.8 years	93
=325	Southwark E09000028	12.0 years	93
=325	Tandridge E07000215	12.0 years	93
327	Merton E09000024	12.1 years	94
=328	Chichester E07000225	12.2 years	94
=328	Hackney E09000012	12.2 years	94
=328	Sevenoaks E07000111	12.2 years	94
=328	Windsor and Maidenhead E06000040	12.2 years	94
=332	Hounslow E09000018	12.5 years	95
=332	Wandsworth E09000032	12.5 years	95
334	Mole Valley E07000210	12.6 years	96
335	Kingston upon Thames E09000021	12.7 years	96
=336	Barnet E09000003	12.8 years	97
=336	Hertsmere E07000098	12.8 years	97
338	Three Rivers E07000102	13.2 years	97
339	Islington E09000019	13.3 years	97
340	Brent E09000005	13.6 years	98
341	Ealing E09000009	14.1 years	98
=342	Elmbridge E07000207	14.3 years	98
=342	Richmond upon Thames E09000027	14.3 years	98
344	Haringey E09000014	14.4 years	99
345	Hammersmith and Fulham E09000013	15.4 years	99
346	Camden E09000007	15.7 years	99
347	Westminster E09000033	16.2 years	100
348	Kensington and Chelsea E09000020	23.8 years	100

Areas with no published figure

Area	Why there is no figure
Antrim and Newtownabbey	No median full-time annual pay published for this area (2025).
Ards and North Down	No median full-time annual pay published for this area (2025).
Armagh City, Banbridge and Craigavon	No median full-time annual pay published for this area (2025).
Belfast	No median full-time annual pay published for this area (2025).
Causeway Coast and Glens	No median full-time annual pay published for this area (2025).
City of London	No median full-time annual pay published for this area (2025).
Derry City and Strabane	No median full-time annual pay published for this area (2025).
Fermanagh and Omagh	No median full-time annual pay published for this area (2025).
Lisburn and Castlereagh	No median full-time annual pay published for this area (2025).
Mid and East Antrim	No median full-time annual pay published for this area (2025).
Mid Ulster	No median full-time annual pay published for this area (2025).
Newry, Mourne and Down	No median full-time annual pay published for this area (2025).

How this ranking is made

Years of median full-time pay per average home: average house price ÷ median full-time annual pay, both as published.. The ratio of the UK House Price Index average price to ONS median full-time annual pay, by local authority.

Source: HM Land Registry: UK House Price Index: average prices · average house price: UK House Price Index: June 2026; median full-time annual pay: 2025 provisional. Boundaries: 2025-05 BGC v2 LAD_MAY_2025_UK_BGC_V2. Percentiles are calculated across the whole UK, so they do not change when the table is filtered to one nation. A ranking compares areas of very different sizes and populations; the figure is the publisher’s own, and its rank is Civometry’s ordering of those published figures.

Inverclyde has the lowest years of median full-time pay per average home of 348 UK local authorities with a published figure, at 3.0 years (average house price June 2026, median full-time annual pay 2025). Source: HM Land Registry: UK House Price Index: average prices.

Civometry · House price to pay ratio